110-65 Cedar Pointe Drive, Barrie, ON L4N 9R3 T. 705-730-1889



Simcoe Muskoka Benefit Plan

Simcoe Muskoka Benefit Plan provides a progressive alternative to what is offered in the traditional group benefits marketplace. This direct-to-client approach was built out of frustration expressed by organizations who were tired of the status quo, wanting to break free from the ever-increasing premiums, stale product offerings, and complicated (or non-existent) administration technology.

Break Free from the Status Quo!

We’re so confident in the efficiency in our program we will guarantee an initial 9% savings from your current plan and a second year reduction of 6% from your current premium. That’s a guaranteed savings of 15% overall.

How Do We Do It?

We match your plan’s provisions and add seven foundational pillars to achieve the efficiency and cost containment needed to limit long term inflationary costs to a 3% rate in years three and onward.

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We Also Add Enhancements!

Virtual Healthcare

Virtual Healthcare

Access a fully qualified medical professional that can diagnose medical concerns, write prescriptions, order diagnostic tests, and refer patients to specialists – all through a phone, tablet or computer.

Pay Direct Services

Pay Direct Services

Reduce or eliminate your employees’ out-of-pocket expenses with Pay Direct Services, where pharmacists, health practitioners and dentists can submit claims directly on their behalf.

Accident & Serious Illness Benefit

Employee & Family Assistance Programs

Give employees access to 24/7 support through confidential counselling and resources for life, health, family, money, work, and everything in-between.

Accident & Serious Illness Benefit

Accident & Serious Illness Benefit

Next-generation Accident and Serious Illness coverage combine standard accidental death and dismemberment with critical illness insurance, for protection when unexpected harm or illness occurs.

Disability Management Institute Services

Disability Management Institute Services

Integrate services from the Disability Management Institute, a valuable supplement to reduce employee absence due to work or non-work related injury or illness.

Financial Benefits

Financial Benefits

Add an HSA or IBNR Release of Reserves feature to get the most out of every funding dollar of your program.

Do you qualify?

  • No long-term disability claims in the past year
  • No pooled health claims (high cost medications)
  • Must be with current carrier for 12 months or more